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The Spanish legal system is very different from other European countries. For this reason, in order to avoid future problems it is essential to seek an expert professional advice from an independent law firm as we are.  We will check your purchase before or from you sign the reservation contract until completion in front of the notary, in order to make your purchase safer.
We provide a comprehensive conveyancing service and we ensure that all facets of the transaction are carried out strictly in accordance with Spanish Law. In particular, we:

  • Confirm that the seller of the property is the legal owner.
  • Check whether there are any charges or encumbrances on the property that may adversely affect the sale.
  • Checking building permission or work permits.
  • Checking the private purchase contract before signing it and ask for bank guaranties from the builder.
  • Prepare the necessary documentation for the signing of the public Title Deeds and arrange all necessary appointments.
  • Accompany the client to obtain NIE (Foreigners Identity Number)
  • Accompany the client to the Notary to sign the Title Deeds and translate all legal documents.
  • Collecting the deeds at the notary and registering it at the Land Registry and paying the purchase taxes plus the notary and Land Registry fees
  • Review the terms of the mortgage, if requested, and liaise with the Bank to sign the Title Deeds.
  • Changing utility accounts into your name: water and electricity suppliers. Registering you with the community of owners (if applicable) and paying the taxes (IBI) at the Town Hall.
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    Before buy a property in Spain it is important that the buyer knows the following:

    Annual Taxes for Non-Residents
    Once a non-resident in Spain buys a property he is obligate to pay the following Annual Taxes

    Wealth Tax

    Commonly known as the Patrimonio, this is a low-rate tax which, for Non-Residents, is payable on the capital assets held solely in Spain at 31 December each year.

    Local Rates

    Called the IBI (Impuesto sobre Bienes Inmuebles), this is a municipal tax paid annually to the Town Hall. It is based on the valor catastral (the rateable value as set by the Town Hall) of the property.

    Spanish Will

    Whether you are Non-Resident or Resident, it is important to have a separate Will, prepared and registered in Spain, covering just your Spanish assets. If you do not do this, but simply add your Spanish assets (eg your property) to your Will in your home country, your heirs will incur considerable added expense and delays as the Grant of Probate has to be obtained first in your home country, then all documents have to be officially translated into Spanish, with lawyers involved in both countries. For those reasons we advise to our clients to sign a Spanish Will in order to avoid problems and expenses in the future.

     
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    B&Q Abogados, 2009 | Tel.: +34 868 912 859 | Fax: +34 868 918 916 | info@bqabogados.es

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